Spiro State Bank
Your privacy is our priority because your trust is important to us.
We want you to understand what information we collect and how we use
it. In order to provide our customers with a broad range of financial
products and services as effectively and conveniently as possible,
we use technology to manage and maintain customer information. The
following policy serves as a standard for all Spiro State Bank employees
for collection, use, retention, and security of nonpublic personal
information.
What Information We Collect
We may collect “nonpublic personal information” about you
from the following sources:
- Information we receive from you on applications or other
loan and account forms;
- Information about your transactions
with us or others; and
- Information we receive from third parties
such as credit bureaus.
“Nonpublic personal information” is nonpublic information
about you that we obtain in connection with providing a financial product
or service to you. For example, nonpublic personal information includes
information regarding your account balance, payment history, and overdraft
history.
Web Site Information
Visitors to our web site remain anonymous. We do not collect
identifying information about visitors to our site. We may use standard
software to collect non-identifying information about our visitors
such as: date and time our site was accessed; IP address (numeric
address given to users connected to the internet); web browser used;
city, state or country you are located. We will only use the web
site information to create summary statistics and to determine the
level of interest in the information available on our site.
What Information We Disclose
We are permitted under law to disclose nonpublic personal information
about you to other third parties in certain circumstances. For example,
we may disclose nonpublic personal information about you to third
parties to assist us in servicing your loan or account with us, to
government entities in response to subpoenas, and to credit bureaus.
We do not disclose any nonpublic personal information about you to
anyone, except as permitted by law.
If you decide to close your account(s) or become an inactive customer,
we will continue to adhere to the privacy policies and practices described
in this notice.
Our Security Procedures
We also take steps to safeguard customer information. We restrict
access to your personal and account information to those
employees who need to know that information to provide products
or services
to you. Employees who violate these standards will be subject
to disciplinary measures. We maintain physical, electronic, and
procedural
safeguards that comply with federal standards to guard your
nonpublic personal information. Changes to this Notice
We reserve the right to change this policy and our practices
as our business changes, and we will inform you of changes as required
by law.
For Further Information
If you ever have questions or concerns about the integrity of
your account information or our approach to customer privacy, please
contact us at:
Spiro State Bank
P.O. Box 40
Spiro, OK 74959
(918)962-2453
Customer Identification Program
To help the government fight the funding of terrorism and money laundering
activities, Federal law requires all financial institutions to obtain,
verify, and record information that identifies each person who opens
an account, including business accounts.
What this means for you: When you open an account with us, we will
ask for your name, address, date of birth, and other information that
will allow us to identify you. We may also ask to see your driver’s
license or other identifying documents.
|
