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Privacy and Security

Your privacy is our priority because your trust is important to us. We want our customers to understand what personal information we collect and how we use it.  Please contact us or come into the bank and we will be happy to provide you with our privacy notice.


     Spiro State Bank

     Compliance Department

     P.O. Box 40

     Spiro, OK 74959


Online Security Awareness

Under no circumstances will Spiro State Bank contact you by email requesting your personal information or passwords.  In rare circumstances, an employee from Spiro State Bank may contact you by phone to discuss your internet banking activity.  For example, we may contact you to verify a large dollar transfer you initiated or we may contact you to discuss unusual activity on your account.  If someone from the bank contacts you, we may ask questions about the transaction or activity, but we will never ask you to provide us your internet banking ID or your passwords.

Under Federal Law and the Electronic Fund Transfer Act specifically, you are afforded certain protections for transactions performed online over the internet.  For an explanation of the protections provided to you under the Act, please contact our compliance department noted above.

Web Site Information
Visitors to our web site remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors such as: date and time our site was accessed; IP address (numeric address given to users connected to the internet); web browser used; city, state or country you are located. We will only use the web site information to create summary statistics and to determine the level of interest in the information available on our site.

Customer Identification Program

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, including business accounts.

What this means for you: When you open an account with us, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.