We at Spiro State Bank would like to take this opportunity to Welcome You.  Spiro State Bank has been serving the financial needs of LeFlore County and Eastern Oklahoma since 1913. We take pride in being your local community bank and your friend.  Here at SSB we offer full service banking with prompt and professional service.  Please take a few moments to get to know us, and contact us if you have any questions about our products and services.

FDIC DEPOSIT INSURANCE COVERAGE

Effective July 21, 2010 FDIC deposit insurance has increased permanently to $250,000 per depositor for each account ownership category.  If you have any questions about FDIC insurance coverage please call one of our new account representatives.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and seperate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.FDIC.gov.